Home Equity - Fixed Rate
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Risk-Based Lending Policy

1. Minimum loan amount - $10,000
2. Maximum loan amount - $150,000 (no greater than 80% loan to value)
3. Minimum term - 5 years
4. Maximum term - 20 years

HOME EQUITY LOAN RATES

4.49%	5 Year Fixed
4.75%	7 Year Fixed
4.99%	10 Year Fixed
5.40%	15 Year Fixed
5.89%	20 Year Fixed

(LTV above 80% is offered at a higher rate. Rates reflected for FICO 2 credit scores of 680 +")