Experian FICO 2 scores and accompanying rates are for calculating purposes only; they do not determine loan eligibility.
RISK-BASED AUTO LOAN RATES
(new - 7 years old)
| |
680+
(A) |
640 - 679
(B) |
600 - 639
(C) |
550 - 599
(D) |
549 and below
(E) |
| 10%Down |
3.95 |
4.45 |
6.45 |
10.95* |
15.25* |
| No Down |
4.95 |
5.45 |
7.45 |
11.95 |
16.0 |
36 Months
10% Down |
3.75 |
|
|
|
|
36 Months
20% Down |
3.50 |
|
|
|
|
48 Months
10% Down |
3.80 |
|
|
|
|
48 Months
20% Down |
3.55 |
|
|
|
|
*20% Equity required to receive this rate.
For term of 72 months(new cars only), add one percent (1%) to the above rates.
For autos 6 or 7 years old, add one percent (1%) to the above rates.
|
RISK-BASED PERSONAL LOAN RATES
| |
730 + Platinum |
680 - 729
(A) |
640 - 679
(B) |
600 - 639
(C) |
550 - 599
(D) |
Co-Signer Required
549 and below
(E) |
| |
8.95% |
9.95% |
10.95% |
13.25% |
16.50% |
18.0% |
| 20% Secured: |
Reduce above rates by one percentage point (1%) |
| Fully Secured: |
6% regardless of score |
HOME EQUITY LOAN RATES - effective October 14, 2011
| 4.49% |
5 Year Fixed |
| 4.75% |
7 Year Fixed |
| 4.99% |
10 Year Fixed |
| 5.40% |
15 Year Fixed |
| 5.89% |
20 Year Fixed |
(LTV above 80% is offered at a higher rate. Rates reflected for credit scores of 680 +)
