Unsecured / Secured Apply Now
Loan Calulator
Risk-Based Lending Policy
  1. Minimum loan amount - $500.00
  2. Maximum loan amount - $10,000.00
    (based on credit score; could be less)
    Fully Secured Loans - No Limit
    No more than 3x’s monthly gross income for A Paper *
    No more than 2x’s monthly gross income for B/C Paper *
    No more than 1x’s monthly gross income for D/E Paper*
    (* see below for score ranges)
  3. Minimum term – N/A
  4. Maximum term – 48 months
100% Secured
  1. $500 minimum
  2. No maximum
  3. Minimum term - N/A
  4. Maximum term - 48 months
Experian FICO 2 scores and accompanying rates are for calculating purposes only; they do not determine loan eligibility.
RISK-BASED PERSONAL LOAN RATES

  730 + Platinum 680 - 729
(A)
640 - 679
(B)
600 - 639
(C)
550 - 599
(D)
Co-Signer Required
549 and below (E)
  8.95% 9.95% 10.95% 13.25% 16.50% 18.0%
20% Secured: Reduce above rates by one percentage point (1%)
Fully Secured: 6% regardless of score