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Unsecured / Secured Apply Now
Loan Calulator
Risk-Based Lending Policy
- Minimum loan amount - $500.00
- Maximum loan amount - $10,000.00
(based on credit score; could be less)
Fully Secured Loans - No Limit
No more than 3x’s monthly gross income for A Paper *
No more than 2x’s monthly gross income for B/C Paper *
No more than 1x’s monthly gross income for D/E Paper*
(* see below for score ranges)
- Minimum term – N/A
- Maximum term – 48 months
100% Secured
- $500 minimum
- No maximum
- Minimum term - N/A
- Maximum term - 48 months
Experian FICO 2 scores and accompanying rates are for calculating purposes only; they do not determine loan eligibility.
RISK-BASED PERSONAL LOAN RATES
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730 + Platinum |
680 - 729
(A) |
640 - 679
(B) |
600 - 639
(C) |
550 - 599
(D) |
Co-Signer Required
549 and below
(E) |
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8.95% |
9.95% |
10.95% |
13.25% |
16.50% |
18.0% |
| 20% Secured: |
Reduce above rates by one percentage point (1%) |
| Fully Secured: |
6% regardless of score |
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